Terms of Service

By creating an account or otherwise using the Service, you agree to be bound by these Terms and by our Privacy Policy. You must be at least 18 years old and able to form a legally binding contract to use the Service. If you use the Service on behalf of an organization, you represent that you are authorized to bind that organization.

Nakagai is software. It provides tools for market research, backtesting, strategy configuration and automation, and for connecting your own brokerage and market-data accounts so that you or an agent you configure can act on them.

Nakagai is not a registered investment adviser, broker-dealer, futures commission merchant, or financial planner, and we are not your fiduciary. We do not provide personalized investment, legal, tax, or accounting advice or recommendations, and nothing in the Service is an offer or solicitation to buy or sell any security or other financial instrument. Any signals, backtests, metrics, or example strategies are informational tools, not advice.

Trading and investing involve substantial risk, including the possible loss of your entire investment. Past performance and backtested or simulated results do not guarantee future results and have inherent limitations. Market data and analytics may be delayed, incomplete, or inaccurate.

You are solely responsible for every decision you make and every trade placed through your connected accounts. You should consult your own licensed financial, legal, and tax advisors before making any decision. You use the Service at your own risk.

The Service lets you configure agents (over MCP), mandates, guardrails, and an approval workflow that act on the instructions and settings you provide. Any order or action taken through your connected accounts is authorized by you and is your responsibility.

The platform issues signed decisions and keeps an audit record. It does not hold your broker credentials and does not itself place trades: your broker credentials and the calls that spend them live only on your own user-run edge. Guardrails, allowlists, and approvals are best-effort safety features and do not guarantee against loss, error, missed or duplicate execution, downtime, or third-party failures.

You are responsible for maintaining the confidentiality of your account, your broker and API credentials, and your edge machine, and for all activity that occurs under them. You are responsible for the third-party accounts and services you connect (for example brokerages and data providers); your use of those services is also governed by their own terms and policies. Notify us promptly of any unauthorized use.

You agree not to:

• use the Service for any unlawful purpose or in violation of any applicable securities, market, or trading laws or rules, including market manipulation;
• reverse-engineer, decompile, scrape, or attempt to extract source code or non-public data from the Service, except to the extent that restriction is prohibited by law;
• circumvent, disable, or interfere with guardrails, rate limits, security, or authentication;
• resell, sublicense, or provide the Service to third parties except as expressly permitted; or
• use the Service to build a competing product, or in any way that could damage, disable, or impair it.

The Service lets you create and, where a feature allows it, share strategies, configurations, and other content. You retain ownership of the content you submit, and you grant Louby Labs a worldwide, non-exclusive, royalty-free license to host, store, reproduce, and display that content as needed to operate and promote the Service.

You are responsible for the content you submit and represent that you have the rights to share it. Strategies and content shared by other users are not endorsements, advice, or recommendations by Louby Labs. We may review, moderate, or remove content at our discretion. Content you post on a public board, such as a ticker board, is not private the way the rest of this section assumes; see Public boards below.

Ticker boards are public. A post you make there, the handle attached to it, and any play badge on it are readable by anyone on the open internet, with no account, and are intended to be indexed by search engines.

Your handle is public. You choose it once, at signup, and can change it later from settings: the first change is immediate, then each further change is gated by a 30 day cooldown after the previous one. A change relabels posts you have already made rather than starting a new identity. A handle you release by changing away from it is retired permanently and can never be reclaimed, by you or by anyone else. Do not use your real name as your handle unless you want your real name to be public.

A post goes live the moment you submit it. We do not review it before it is published, and we do not verify it.

Any member may report a post. Only Louby Labs removes one, and there is no appeal.

Removing a post takes it off the boards, but we retain it, and it cannot be recalled from anyone who already read, copied, or archived it.

Parts of the Service are free; others require a paid subscription (for example, the Pro plan). When you subscribe to a paid plan, you authorize us and our payment processor, Stripe, to charge the applicable fees. Payments are processed by Stripe; we never store your full card number.

Paid subscriptions renew for successive periods until cancelled, and you may cancel at any time effective at the end of the current billing period. Except where required by law, fees are non-refundable and partial periods are not prorated. We may change prices prospectively with notice.

The Service, including the Nakagai and Nakag.ai names and marks, the software, and platform-generated signals and materials, is owned by Louby Labs and its licensors and is protected by intellectual-property laws. Subject to these Terms, we grant you a limited, revocable, non-exclusive, non-transferable license to use the Service for its intended purpose. All rights not expressly granted are reserved.

The Service integrates with third-party services such as brokerages, market-data providers, Google (for sign-in), and hosting providers. We do not control and are not responsible for the acts, omissions, terms, availability, or content of those third parties, and your use of them is at your own risk and subject to their terms.

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, OR THAT ANY DATA, SIGNAL, OR RESULT WILL BE ACCURATE OR RELIABLE.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, LOUBY LABS AND ITS OFFICERS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR ANY LOST PROFITS, LOST DATA, OR TRADING OR INVESTMENT LOSSES, ARISING OUT OF OR RELATING TO THE SERVICE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL LIABILITY FOR ALL CLAIMS RELATING TO THE SERVICE WILL NOT EXCEED THE GREATER OF (A) THE FEES YOU PAID US IN THE TWELVE MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS ($100).

You agree to indemnify and hold harmless Louby Labs and its officers, employees, and agents from any claims, damages, liabilities, and expenses (including reasonable legal fees) arising out of your use of the Service, your trades or decisions, your content, or your violation of these Terms or of any law or third-party right.

You may stop using the Service at any time. We may suspend or terminate your access at any time if you violate these Terms or to protect the Service or other users. Upon termination, your right to use the Service ends; sections that by their nature should survive (including ownership, disclaimers, limitation of liability, and indemnification) will survive.

These Terms are governed by the laws of the State of California, without regard to its conflict-of-laws rules. You and Louby Labs agree that any dispute arising out of or relating to these Terms or the Service will be brought exclusively in the state or federal courts located in California, and you consent to their personal jurisdiction.

We may update these Terms from time to time. When we do, we will revise the “Last updated” date above and, for material changes, provide reasonable notice. Your continued use of the Service after changes take effect constitutes acceptance.

If any provision of these Terms is held unenforceable, the rest remains in effect. These Terms are the entire agreement between you and Louby Labs regarding the Service. We may assign these Terms; you may not assign them without our consent. Our failure to enforce a provision is not a waiver.

Questions or notices: legal@nakag.ai.